NEWS

Running a business comes with enough challenges—your ACC cover shouldn't be one of them. If you're a self-employed business owner or contractor, you've probably heard about ACC CoverPlus. But have you heard about ACC CoverPlus Extra (CPX)?

What Is ACC CoverPlus Extra?

ACC CoverPlus Extra is the next level up from the standard ACC CoverPlus. It offers more flexibility and certainty when it comes to your income protection. Unlike the standard ACC CoverPlus, which calculates your weekly compensation based on your most recent earnings, CPX lets you negotiate and agree on a set level of cover with ACC. This means that if you’re injured and unable to work, you know exactly what you’ll receive—regardless of fluctuations in your income or recent earnings.

Why Consider CPX?

CPX can be especially beneficial if your income is variable or has recently decreased. It’s also a great option if you want more control over your cover amount and wish to lock it in, giving you peace of mind even when business is slow.

Benefits of ACC CoverPlus Extra:

Guaranteed Agreed Cover: You’ll know exactly what you’re entitled to if you’re injured.

Control Over Cover Level: Adjust your cover to fit your lifestyle and commitments.

Ideal for Variable Income: If your business has highs and lows, CPX provides a stable safety net.

Peace of Mind: No surprises when it comes to your ACC compensation.

Is CPX Right for You?

Deciding between standard ACC CoverPlus and CPX can feel daunting. The best choice often depends on your business type, income stability, and personal circumstances. Our team is here to help you navigate the decision. Whether you’re already on a plan or need to set one up, we’ll find the best fit for you.

Get in Touch

If you’re unsure whether you’re on the right ACC cover or want to discuss switching to CPX, contact us today. We’ll assess your situation and make sure your cover aligns with your needs. Don’t leave it to chance—let us help you secure your peace of mind!

 

Disclaimer

This information is intended to provide general advice only. We recommend you discuss your specific situation with your Accountant.